Life Cover & Critical Illness Cover

We offer our clients independent honest advice to ensure that your home and family are protected.

We will offer you full advice and recommendation to insure that you have a policy in place that is best suited to your circumstances, priorities and affordability/budget.

We can help you set up a plan that could do one or more of the following:

  • Clear your mortgage in full or part if you die within the term of the policy.
  • Clear your mortgage in full or part if you die or suffer a listed critical illness within the term of the policy.
  • Leave your family with a lump sum to help maintain their standard of living if you were to die within the term.
  • Pay your mortgage if you were unable to work due to accident, sickness or unemployment.

Costs of all policies vary depending on the amount of cover required, your current age and your medical history but we can help advice you on the best plan and most appropriate provider.


Protection plans typically have no cash in value at anytime and cover will cease at the end of the term. If premiums are not maintained then cover will lapse.

Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.




The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Mortgage Company is a trading style of The Mortgage Company Oxfordshire Limited, which is an appointed representative of TenetLime Limited, authorised and regulated by the Financial Conduct Authority. TenetLime is entered on the Financial Services register ( under reference 311266.

The Mortgage Company Oxfordshire is Registered in England and Wales under reference 08001907.

Registered Address: The Old Butchers Arms, 104-106, Corn Street, Witney OX28 6BU Contact number: 01993 834700