THE TEAM
Laura Lamb – Advisor
Laura Lamb is the Director of The Mortgage Company with over 20 years of experience across mortgage advice, compliance, banking and estate agency. Laura has developed particular expertise in helping self-employed clients secure mortgages successfully.
Laura understands that self-employed income can often be more complex than standard employed applications and regularly assists business owners, company directors, sole traders, contractors and clients with multiple income streams. She works closely with clients to understand how their income is structured and identify the lenders most suited to their individual circumstances, including clients with retained profits, fluctuating income, dividend-based earnings or more complex affordability requirements.
Over the years, Laura has built a strong knowledge of lender criteria and underwriting policies, allowing her to guide self-employed clients through the mortgage process with clear, practical advice and realistic expectations from the outset. Many of Laura’s clients are recommended to her specifically because of her experience in handling more complex mortgage situations and her hands-on, personal approach throughout the process.
Alongside mortgage advice, Laura also helps clients protect their homes and families through carefully tailored insurance recommendations, including life insurance, critical illness cover and income protection. Laura believes that arranging the right protection is just as important as securing the mortgage itself and takes time to explain the available options in a clear and straightforward way, helping clients understand how to protect themselves and their loved ones financially.
Laura is particularly passionate about helping first-time buyers and self-employed clients achieve their goals of owning a home. She understands how overwhelming the mortgage process can feel, especially for clients navigating it for the first time or those whose income does not fit a straightforward tick-box approach. Laura takes pride in helping clients feel supported, informed and confident throughout the process and genuinely enjoys being part of such an important milestone in their lives.
When Laura isn’t at the office, she enjoys spending time with her family and her hobbies, including beekeeping and gardening.
Julie French – Advisor
Julie French is a Mortgage and Protection Adviser with over 20 years of experience helping clients across Oxfordshire and the wider UK. Julie joined The Mortgage Company from a large corporate estate agency, bringing with her extensive experience supporting clients through every stage of the home buying process.
Julie has particular experience helping first-time buyers, shared ownership applicants and foreign national clients navigate the mortgage market with confidence. She understands that buying a first home can feel overwhelming and takes pride in guiding clients through the process in a clear, supportive and approachable way.
Julie regularly assists clients purchasing through shared ownership schemes and understands the additional complexities involved, including housing association requirements, affordability calculations and lender criteria. She also works closely with foreign national clients, helping them understand the options available and identifying lenders best suited to their individual residency and income circumstances.
Julie’s real passion is helping clients achieve their property goals and she is known for her friendly, personal approach and commitment to keeping clients updated throughout the mortgage process. Many of Julie’s clients value her patience, communication and ability to make complex situations feel much more straightforward and manageable.
When Julie isn’t at work, she enjoys swimming and spending time with her family.
Dedicated Client Support Team
Behind every mortgage application is an experienced administration and client support team who work closely with our advisers to help ensure applications progress as smoothly as possible.
Our team supports clients throughout the entire process, including arranging appointments, requesting documents, liaising with lenders, solicitors and estate agents, chasing applications and providing regular updates from application through to completion.
We understand that buying or remortgaging a property can feel stressful and time-sensitive, which is why we pride ourselves on providing a proactive, personal service where clients feel informed and supported throughout their mortgage journey.
Unlike larger firms, our clients benefit from direct communication with a dedicated adviser and personal admin team who understand their case and remain involved and invested throughout the process.
Qualifications & Professional Development
Our advisers are committed to maintaining the highest professional standards and keeping up to date with the latest mortgage lender criteria, underwriting policies and protection provider requirements to ensure clients receive accurate, informed and practical advice.
Both Laura and Julie hold the industry-recognised CeMAP qualification (Certificate in Mortgage Advice and Practice), demonstrating their professional competence in mortgage advice and regulation. Laura also holds the advanced CeMAP Pro qualification and is a member of the Association of Mortgage Intermediaries, reflecting her continued commitment to professional development and the mortgage industry.
Through ongoing training, regular communication with lenders and insurers, market-leading technology and daily experience managing a wide range of cases, our advisers remain up to date with changing lender criteria and underwriting requirements, helping clients navigate both straightforward and more complex mortgage situations with confidence.